Minimum KYC (Min KYC)

Minimum KYC (MinKYC) is the first level of identity verification in PerksPe. Once completed, you can access your account, receive a virtual RuPay card, and start using eligible PerksPe features. You can later upgrade to Video KYC (VKYC) for higher wallet limits and additional capabilities.

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What is Min KYC?

Min KYC is a simplified identity verification process designed for speed and convenience. Min KYC verifies your basic identity and enables access to essential PerksPe features, including your virtual RuPay card and eligible employee benefits.

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Account Verification

Verify your identity and unlock essential PerksPe features.

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View Benefits

See all allocated perks like Food, Fuel, or Medical allowances.

Virtual RuPay Card

Receive your virtual RuPay card after successful MinKYC.

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How to Complete

Requirements for Min KYC

To complete this process, you will typically need to provide:

• Full Legal Name: As per your government records.
• Identification Number: Usually your PAN Card number.
• Date of Birth: To verify age eligibility.

How to Complete MinKYC

Complete MinKYC using the PerksPe mobile app to verify your identity and unlock your virtual RuPay card.

1

Open KYC StatusOpen the PerksPe mobile app, navigate to your Profile, and select the KYC Status section to begin the MinKYC process.

2

Review & ContinueRead and accept the terms and conditions before proceeding to the MinKYC application form.

3

Complete Your DetailsReview the pre-filled information provided by your employer, complete the remaining required details, including your residential address, and verify your registered mobile number using the OTP.

4

VerificationSubmit your application for verification. Once approved, your virtual RuPay card is issued immediately and you will receive a confirmation notification.

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Provide an Accurate AddressEnter your residential address carefully. In case of a delivery discrepancy, the address provided during MinKYC may be used for physical RuPay card delivery.

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Verification IssuesIf the information you enter does not match the official records, you'll usually be notified before the verification request is submitted. If your MinKYC cannot be completed or you continue to face issues, please contact your organization's administrator for assistance.

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Comparison: Min KYC vs. Full KYC (VKYC)

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Min KYC

• Account Access
• View Perks
• Receive Coins
• Virtual RuPay card
• Order physical card
⚠️ Wallet Limit: ₹10,000

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Full KYC (VKYC)

• All Min KYC features
• Higher wallet limit
• Unlocked card features - ATM transactions
✅ Wallet Limit: ₹2,00,000